Getting a Conventional, VA, FHA, Jumbo, Land Mortgage Loan in Cibolo, TX

Transcript

Hello, C, hello Texas from Texas Home Loans. We’re here to help you with all your conventional va, F H A Jumbo and land purchases. We’re here to be a resource and to help you out. We do things a little bit differently. We tried to give you the lowest rate on the first call. We have a one person, one loan policy, which means one person handles the loan from beginning to end so you don’t have 2, 3, 4, 5, 6 people wondering what’s going on with the loan.

We also don’t move up our margins on veterans. Some of my links below explain that in detail what the short story is. VA loan should be much lower interest rate up to 1.5% lower than a conventional rate, but banks move it up and they triple quadrupled their profit and it’s been something they’re doing for a long time.

This started when there was more paperwork involved with the VA loan. There isn’t, it’s all electronic now, but they’ve kept those predatory. Models, those profit margins, specifically targeting veterans. Compared to regular people, we don’t feel that a person should serve our country and they get charged a higher interest rate than they deserve.

But other lenders seem to do that, so you can tell that by seeing what their price prices they offer. If you get a conventional loan, if the VA rate isn’t significantly lower, Well, there you have it. You know what they’re doing to the veterans, and then you make the decision. You vote with your wallet and you say, do I support the people that try to target our veterans and steal their lower interest rates that they earn with their service?

Or do you go with somebody who is fair? No, we’re obviously, I just told you, we’re making the same at all for loans, so we’re not doing anything special. All we’re doing is making the same. We look good because of how bad the other lenders are. But if you look at the fines that people have paid rocket Mortgage paid a a couple hundred million dollar fine for overcharging veterans Fairway lending.

These companies, I mean, you can Google it. It’s not, I’m not saying anything bad, you know, targeting them. I’m just saying Google it. Look at overcharging veterans. It’s very profitable. We don’t do that. We give up that profit and we cut charge everybody the same. And we’re very different because of that.

It’s something that’s been hidden from the customers for a long time, and it’s something where you don’t know the base rate of a loan. And I do some of my other videos I talk about. How do you know the deal you’re getting? Well, it’s been hidden. It’s obscured, it’s specific by the financial industry, from the consumer.

So hopefully this helps. The veterans in Sylo, Texas. We try to, we want to help you with your purchases, your refinances and Assist you in any way possible. And also as always, thank you for your service.