Generally, a credit score of 620 or higher will get the best terms for a mortgage. A higher credit score can make the underwriting and approval process faster and easier, as well as get a better interest rate. A higher…
The exact time that it takes to purchase a Texas home (get from the home search process to turning the key and walking into your new home) can vary. Generally, it’s best to estimate 2-3 months for the home search…
https://www.youtube.com/watch?v=eDyWSVudYRQ Transcript I gave a poll to my buyers and I asked them, what is the worst part about the lending process? And ironically, it is the same. Thing that is a sticking point for most people buying cars.…
If you’ve been dreaming of owning your own Texas home, you may be ready to start looking for something with a dreamy master bedroom, plenty of outdoor entertaining space, and a killer setup for streaming Monday Night Football. But there…
If you’re getting ready to start your housing search in Texas, there are a few documents (including the essential prequalification letter) that can be helpful to have on hand. These can make the offer process much faster and smoother, especially…
In the market to purchase a Boerne, TX home? You may be wondering how much you need to save for a down payment. Typically, 20% of the purchase price is needed for a down payment. But there are some mortgage…
Transcript Hello everybody. Today we’re gonna talk about loss and translation. It’s not just a movie about Bill Murray in 2003, but it’s a real world problem when you’re dealing with multiple people working on a loan, and each…
Transcript Choosing the right lender. Many people when they’re looking to get a mortgage, they don’t realize there’s a second part to choosing a lender that they don’t see, and it could have a greater impact on their mortgage.…
You’ve hashed out the details of buying a Boerne home. From price per square foot to insurance premiums, you know exactly what you’re getting and what it will cost. But what about that awesome pool table in the basement? The…
Transcript Hello, this is Scott from Texas Home Loans, and today we’re going to talk about the escrow account that is created when you purchase a home or refinance a home. The term escrow means money held to the…
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