VA Learning Center

  Transcript How long does it take the VA to approve a loan? We’ve had loans approved in as quickly as 24 hours from application.

  Transcript Do I need cash for a VA loan? Yes, you do. In most cases, you usually have to pay for appraisal and pay for some closing costs. But other than that, it’s quite minimal compared to a regular…

Transcript How do I avoid closing costs of the VA loan? You can do that by having a lender do what’s called a lender lender price adjustment, or you can have the seller to sell or pay concessions. In both…

  Transcript Do spouses get VA benefits after death? The VA Survivors Pension offers monthly payments to qualified surviving spouses and unmarried dependent children of wartime veterans who meet certain income and net worth limits set by Congress. Find out…

  Transcript Are wives of veterans eligible for VA benefits? Yes and no. Now, they cannot purchase a home without the veteran on there, but as the wife, They can purchase a home with the veteran and get the benefits…

  Transcript What is the 5, 000 Military Homeownership Assistance Program for Texas? This is a program that you can apply for that can help you up to 5, 000 for your closing costs and prepaid expenses.

  Transcript Why are sellers afraid of VA loans? Well, the short answer is, in the past, that properties sometimes don’t reach spec. So they have an extra level of security, which is a turbine inspection and some structural items.…

  Transcript what disqualifies you from using a VA loan? The main thing will be trying to buy a non-owner occupied property, so it has to be a primary residence, has to be owner occupied for you to use your…