VA Learning Center

When buying a home with the VA Loan, determining your eligibility is one of the first steps that you will take. You need to obtain your Certificate of Eligibility (COE) from the Department of Veterans Affairs and provide it to…

Yes! The main benefit of the VA Loan is that you can purchase a home without any down payment. That means that you can buy a home without paying anything out of pocket. It is also known as a “0%…

The VA Loan can only be used within the United States or its territories. Unfortunately, it cannot be used to buy a home overseas. For many service members stationed overseas, this means that they cannot use their VA Loan to…

The VA Loan was first developed after World War II to make home ownership more accessible to the military service members returning from war. They had not had years to build up a cash reserves to use as a down…

With few exceptions, civilians are not eligible to use the VA Loan. The VA Loan is designed to be a benefit that military personnel earn while on active duty. It can also be used by military Reservists and National Guard…

If you dream of fixing up your own home, you may think that it isn’t possible with the VA Loan. After all, the Department of Veterans Affairs has a minimum habitability requirement that includes things like running water and flooring.…

If you have your eye on a piece of property and want to build the home of your dreams, you may be wondering if you can use your VA Loan benefit to buy either the property or pay for construction…

You may have heard of the VA Loan as a “zero money down” loan. Some people hear this and think that the VA Loan is free money that they can use to purchase a home. While there are many benefits…

There are many home loan types out there: VA, conventional, USDA, and FHA. What is the difference? Is the VA Loan a type of conventional mortgage? The Conventional Mortgage No, the VA Loan is different from a conventional mortgage. Anyone…

When people first start shopping around for a home, there are a lot of questions about what type of mortgage is best for their situation. Most people plan for a conventional loan, which requires 20% down and can be used…