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If you’re a veteran or currently serving in the military and are interested in purchasing a home in Texas, a VA loan may be the ideal option for you. However, it’s crucial to have a clear understanding of their prerequisites…
If you plan to buy a new home in Texas but are unsure which loan type to choose, VA and FHA loans are two popular options. Both have unique benefits. We will discuss both loan types, including eligibility criteria, benefits,…
Transcript VA Fixer Upper Loans. We do these, we can help you out if you’re a veteran. The reason this is important, in a world of potential where homes wait to be transformed and dreams yearn to become reality,…
If you’re a Texas resident and veteran looking to buy a home, VA loans may be right for you. This blog explores the features, benefits, and requirements of VA loans in Texas. We also discuss how current real estate trends…
Transcript Can you waive appraisal with a VA loan? For a purchase, the answer is no. For an EARL loan, which is an interest rate reduction loan, which is a refinance then they, there’s no appraisal required by the…
Are you a veteran living in Texas looking to buy a home? If so, you may be eligible for a VA loan, which offers benefits like no down payment and competitive interest rates. However, before you dive in, it’s important…
Transcript What is the debt to income ratio for our VA loans? Typically, when you’re looking at something over 50 percent for a VA loan, you could be in an area where you’ll be denied, but there’s a different…
Transcript How does the VA check your income? It checks the income the same as other other loans. They check your income history via your W 2, 1099, your tax returns, and also your current pay stubs. And if…
Transcript Is it hard for a house to pass a VA inspection? In my experience, the answer is no, but it depends on the condition of the home. If the house is in a major amount of disrepair, then…
Transcript Who pays for the appraisal on a VA loan? Typically, it’s the borrower that pays for the appraisal on the VA loan on the home they’re purchasing or refinancing.
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