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Transcript Are you a military service member or a veteran considering buying a home with a VA loan? Well, you might be interested to know the VA loan assumption process, which allows someone else to take over your mortgage.…
Transcript What is a 42, 000 VA housing benefit? That’s a benefit calculated to give to a veteran or active service member. The benefit of purchasing a home with zero down payment. What that does is that translates into as…
Transcript How big of a loan can, from the VA, can I get? Well, from Texas Home Loans, you can get up to 2 million. Other lenders typically are capped at the Fannie Mae limit, which is 726, 200 right…
Transcript How would a VA loan get denied? If you don’t meet the credit, income, and credit debt to income ratio requirements, then it could be denied. Typically, it could be occupancy type. For example, VA loans are only with…
Transcript Are VA loans hard to get approved? Simple answer is no, but you do need to meet credit, income, and asset requirements. Also, you need a certificate of eligibility funded by the VA administration.
Transcript Are you considering buying a home but you’re unsure which mortgage option is best for you? Let’s compare VA loans, conventional loans, and FHA loans to make the best possible decision. Start with the VA loan. The loan program…
Transcript What happens to a VA loan if a veteran dies? Well, whoever inherits that has that property or inherits the property would have to pay that back somehow. Either make the monthly payments or sell the property to satisfy…
Transcript What is the VA loan limit in Texas? Well, technically, it’s up to the conforming limit. Right now, it’s 726, 200. Here at Texas Home Loans, we do up to 2 million with zero down, if you meet…
Transcript Are you a veteran or active duty service member looking to buy a home that you might want to consider a VA loan? But what about closing costs? Many people believe the VA loan have high closing costs, but…
Transcript What credit score do you need for a VA loan? Good question. Typically, technically the answer is it could go is there’s no limit, but the reality of it is most credit compilers and people that issue VA…
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