Some helpful tips and advice for Veterans and their families to navigate VA Loan benefits.
Please read through the articles below to help you learn more about VA Loans.
VA Loans Unleashed for Fixer-Upper Buyers
Transcript VA Fixer Upper Loans. We do these, we can help you out if you’re a veteran. The reason…
Can You Waive Appraisal with VA Loan?
Transcript Can you waive appraisal with a VA loan? For a purchase, the answer is no. For an EARL…
What Is the Debt to Income Ratio for VA Loans?
Transcript What is the debt to income ratio for our VA loans? Typically, when you’re looking at something over…
How Does the VA Check Your Income?
Transcript How does the VA check your income? It checks the income the same as other other loans. They…
Is It Hard for a House to Pass VA Inspection?
Transcript Is it hard for a house to pass a VA inspection? In my experience, the answer is no,…
Who Pays for the Appraisal on a VA Loan?
Transcript Who pays for the appraisal on a VA loan? Typically, it’s the borrower that pays for the appraisal…
How Many Pay Stubs Do You Need for a VA Home Loan?
Transcript How many pay stubs do you need for a VA loan? Typically, if you get paid every two…
Are VA Appraisals Typically Low?
Transcript Are VA appraisals typically low? That’s hit or miss. There are some VA appraisers that don’t do a…
Texas VA Loan Refinance: Essential Tips & Considerations
If you’re a Texas resident and a current or former service member, you may be eligible for a VA loan…
Do VA Loans Check Credit?
Transcript Do VA loans check credit? Absolutely, they do check your credit and they use your credit to qualify you…
What Do VA Lenders Look For?
Transcript What do VA lenders look for? They look at credit history, they look at debt to income ratio,…
Why Would a Home Not be VA Approved?
Transcript Why would a home not be VA approved? There’s a multitude of factors. Some of those could be…
Qualify for Texas VA Home Loan: First Time Buyer Tips
Are you a first-time home buyer in the state of Texas? If so, you may be eligible for a Texas…
Can a VA Loan Close in 2 Weeks?
Transcript Can a VA loan close in two weeks? Yes, it can. We’ve done it here at Texas Home…
Can a VA Loan be Denied at Closing?
Transcript Can a VA loan be denied at closing? Technically, yes. There’s going to be a re verification…
What is the Most Favorable Thing About a VA Loan?
Transcript What is the most favorable thing about a VA loan? Typically, it’s a zero down payment. Plus, you get…
Understanding VA Loan Property Requirements in Texas
Veterans and active service members in Texas have the opportunity to purchase their dream homes with the help of VA…
What are Some Disadvantages of the VA Loan?
Transcript What are some disadvantages, disadvantages of a VA loan? The main disadvantage is you have to buy a…
Is the VA Loan Nothing Out Of Pocket?
Transcript Is the VA loan nothing out of pocket? No, it is not. It can be though if you…
What is the Minimum Time for a VA Loan?
Transcript What is the minimum time for a VA loan? Typically the shortest amount of time you can pay…
Credit Score VA Loan Eligibility in Texas
Welcome to our comprehensive guide on VA loan eligibility and credit score requirements in Texas. If you are a veteran…
How Long Does it Take for the VA to Approve a Loan?
Transcript How long does it take the VA to approve a loan? We’ve had loans approved in as quickly…
Do I Need Cash for a VA Loan?
Transcript Do I need cash for a VA loan? Yes, you do. In most cases, you usually have to…
How Can I Avoid Closing Costs With a VA Loan?
Transcript How do I avoid closing costs of the VA loan? You can do that by having a lender do…
Can I Use a VA Loan and Not Live There?
Transcript Can I use a VA loan and not live there? In most cases, the answer is no. There…
Do Spouses Get VA Benefits after Death of Their Spouse?
Transcript Do spouses get VA benefits after death? The VA Survivors Pension offers monthly payments to qualified surviving spouses…
Are Wives of Veterans Eligible for VA Benefits?
Transcript Are wives of veterans eligible for VA benefits? Yes and no. Now, they cannot purchase a home without…
What is the $5,000 Military Homeownership Assistance Program Texas?
Transcript What is the 5, 000 Military Homeownership Assistance Program for Texas? This is a program that you can…
Why are Sellers Afraid of VA Loans?
Transcript Why are sellers afraid of VA loans? Well, the short answer is, in the past, that properties sometimes…
What Disqualifies You From Using a VA Loan?
Transcript what disqualifies you from using a VA loan? The main thing will be trying to buy a non-owner…
How Long Does it Take to Close on a House With a VA Loan?
Transcript How long does it take to close on a house with a VA loan? Here at Texas Home…
Does Credit Score Affect VA Loan Rate?
Transcript Does the credit score affect the VA loan rate? Absolutely. You can get a VA loan down to…
How Often is a VA Loan Denied?
Transcript How often is a VA loan denied that depends on your credit, your death income ratio and your loan…
Do Veterans Have to Pay Back VA Loans?
Transcript Do veterans have to pay back VA loans? Yes, this works like any other mortgage. You pay that in…
Can a Family Member Use My VA Loan?
Transcript Can a family member use my VA loan? The family member that can use your VA loan is a…
What is the $42,000 VA Housing Benefit?
Transcript What is a 42, 000 VA housing benefit? That’s a benefit calculated to give to a veteran or active…
How Big of a VA Loan Can I Get?
Transcript How big of a loan can, from the VA, can I get? Well, from Texas Home Loans, you can…
Why Would A VA Loan Be Denied?
Transcript How would a VA loan get denied? If you don’t meet the credit, income, and credit debt to income…
Are VA Loans Hard to Get Approved?
Transcript Are VA loans hard to get approved? Simple answer is no, but you do need to meet credit, income,…
What happens to VA loan if Veteran dies?
Transcript What happens to a VA loan if a veteran dies? Well, whoever inherits that has that property or inherits…
What is the VA loan limit in Texas?
Transcript What is the VA loan limit in Texas? Well, technically, it’s up to the conforming limit. Right now,…
What Credit Score Do You Need For a VA Loan?
Transcript What credit score do you need for a VA loan? Good question. Typically, technically the answer is it…
VA Loan Fraud: Essential Tips to Safeguard Your Future
Transcript VA loan fraud. Essential tips to safeguard your seat, your future. Are you a veteran or an active…
Military Money Masterclass: Essential Mortgage Tips for New Recruits
Transcript Military Money Masterclass, Essential Mortgage Tips for New Military Recruits. Here at Texas Home Loans, we’ve got…
VA Joint Loan: Understanding the Benefits and Requirements
Transcript Welcome veterans and customers to Texas Home Loans, part of our educational series on how to understand…
Unveiling the Power of VA Mortgages: 3 Compelling Reasons Why They’re Game-Changers
Video Transcript Welcome to Texas Home Loans YouTube channel helping you out getting your VA mortgage. I hope…
VA Loan Home Occupancy Period: How Long Can You Stay
VA Loan Home Occupancy Period: How Long Can You Stay Welcome to Texas Home Loans. We appreciate your…
Demystifying Mortgage Payments: Everything You Need to Know!
Demystifying Mortgage Payments: Everything You Need to Know! Today, we’re going to talk about demystifying mortgage payments. We’ll…
The Ultimate Guide to VA Mortgage Loan Hacks: Expert Tips and Tricks
VA Mortgage Loan Hacks: Expert Tips and Tricks Attention all veterans and active duty members, Scott Dill, the…
How Long Do I Have To Pay Back A VA Loan?
When you decide to use a VA Loan, you may be excited about the prospect of buying a home without…
Do You Pay Closing Costs With A VA Loan?
When buying a home with the VA Loan, determining your eligibility is one of the first steps that you will…
Can I Use A VA Loan Without A Down Payment?
Yes! The main benefit of the VA Loan is that you can purchase a home without any down payment. That…
Can I Use A VA Loan To Buy A Home Overseas?
The VA Loan can only be used within the United States or its territories. Unfortunately, it cannot be used to…
Can I Use A VA Loan For An Investment Property?
The VA Loan was first developed after World War II to make home ownership more accessible to the military service…
Can a Civilian Use a VA Loan?
With few exceptions, civilians are not eligible to use the VA Loan. The VA Loan is designed to be a…
Can I Use The VA Loan For A Fixer Upper Home?
If you dream of fixing up your own home, you may think that it isn’t possible with the VA Loan.…
Can I Use The VA Loan For A New Construction Home?
If you have your eye on a piece of property and want to build the home of your dreams, you…
Is The VA Loan Free Money?
You may have heard of the VA Loan as a “zero money down” loan. Some people hear this and think…
Is The VA Loan A Conventional Mortgage?
There are many home loan types out there: VA, conventional, USDA, and FHA. What is the difference? Is the VA…
What Is The Difference Between A VA Loan And A Regular Loan?
When people first start shopping around for a home, there are a lot of questions about what type of mortgage…
Do I Have To Qualify For A VA Loan?
Qualifying for a loan and being eligible for the VA Loan are two different things. If you want to use…
How Much Money Does The VA Loan Give You?
The VA Loan allows Veterans, service members, military Reservists, National Guard members, and some military spouses to purchase a home…
What Is the Advantage of the VA Loan?
Using your VA Loan benefit is something that many service members and Veterans do when purchasing a home. In addition…
What Is The VA Funding Fee?
The VA Loan is a great benefit for military members, Veterans, military Reservists, National Guard members, and some spouses. It…
Can A Family Member Use My VA Loan?
The VA Loan benefit is available for active duty military members, Veterans, military Reservists, and National Guard members who served…
Is a VA Loan a 100% Loan?
When using the VA Loan, borrowers are not required to put any money down as a down payment. This means…
What Will Cause A VA Loan To Get Disapproved?
Just like in any loan application process, there is a chance that your VA Loan will not get approved. There…
What Paperwork Is Required For A VA Loan?
To use your VA Loan eligibility, you will need to provide paperwork to the Department of Veterans Affairs as well…
Do You Have To Pay Back A VA Loan?
Yes, you will need to pay back your VA Loan. Just like any home mortgage, you will need to make…
How Does The VA Loan Work?
The VA Loan is a mortgage backed by the Department of Veterans Affairs. While a conventional mortgage goes directly through…
What Down Payment Do I Need For A VA Loan?
The VA Loan is backed by the Department of Veterans Affairs and available for military service members, Veterans, Reservists, National…
What Lenders Accept The VA Loan?
If you are a Veteran or military service member looking to buy a home, chances are that you have considered…
How Do I Apply For The VA Loan?
You will apply for a loan through your lender completing all of the standard mortgage application paperwork. During this process,…
Can I Use The VA Loan More Than Once?
You can only have one active VA Loan at one time in most cases. In order to use your VA…
Can I Use My VA Loan While On Active Duty?
Yes, you can use your VA Loan while serving on active duty as long as you have meet the minimum…
Can A Member Of The National Guard Use A VA Loan?
The Army National Guard is a part of the Army that steps in to help with domestic emergency situations. Whether…
Can A Military Reservist Use The VA Loan?
The Army, Navy, Air Force, and Marine Corps all have Reserve options that allow you to serve in the military…
Can A Military Spouse Use The Va Loan?
VA Loans, backed by the Department of Veterans Affairs and providing a path to homeownership that does not require a…
Can A Military Retiree Use The Va Loan?
The VA Loan, backed by the Department of Veterans Affairs, is a great benefit that active duty service members and…
Can A Veteran Use The VA Loan?
The VA Loan is backed by the Department of Veterans Affairs and helps servicemembers, Veterans, and family members in certain…
When Did I Need To Serve To Use The VA Loan?
The VA Loan allows military members and those who served in the military to purchase a home without the requirement…
Where Can I Buy A Home With the VA Loan?
The VA Loan is a mortgage option available to military service members, Veterans, retirees, and some family members. It allows…
Who is Eligible For the VA Loan?
The VA loan is designed to allow military servicemembers to purchase a home without having to save up a sizable…
What Is The VA Loan?
If you are a Veteran, there are a few perks that you get when buying a home thanks to your…
What are your goals?
