What Disqualifies Me from Refinancing my Mortgage Loan?

Transcript

What disqualifies me from refinancing my home? That could be an excessive debt to income ratio, that could be lack of equity that wouldn’t meet the lender’s guidelines, that could be not dropping your interest rate, for example, at least a half a point in the case of a VA loan. Credit, debt to income ratio, and equity in the homes, those are the three things that, the main three things that would stop you from refinancing your home.